Tugas KLKP Tgl.4 April

soal :

Tutik ( 10 % )
4/3 setor tunai 10 jt
8/3 produk debet tab.joko 5jt
12/3 pinbuk kredit;cek atun(BTN) 20jt
28/3 pinbuk debet deposito tono 8jt
29/3 pinbuk debet giro jeki 5jt

12/3’11
Siti BTN
Cek Tn.A 15jt                 Cek Atun 20jt
Cek Tn.B 14jt                 Cek Toni 12jt
Cek Tn.C 18jt                 Cek Dodi 3jt
B/G PT.Z 20jt                 B/G PT.F 10jt
B/G PT.X 25jt                 B/G PT.H 18jt
Nota kredit 25jt               Nota kredit 15jt


Siti 1/3
     A                          L
KAS 20jt                Tab 150jt
R/K 43jt                 Giro 80jt
Loan 350jt              Deposito 200jt
Other asset 37jt      Capital 20jt

Tolakan
Cek Tn.A cek Toni
B/G PT.Z B/G PT.H
• TAB (10%); GIRO(8%); DEPOSITO(15%)
• KAS (10%); LRR (8%); ER (4%)
LDR (100%); KUK (20%)
• Kredit ( flat ; 17% )
• Pertanyaan :     * portfolio ¼ ?
                          * TL ?
                          * Rekomendasi Growth ?

Jawaban !!!!

Jawaban !!!!

1. Rekap saldo

4/3 Kas 10jt
         Tab 10jt

8/3 Kas 15jt
         Tab 15jt

12/3 R/K BI 35jt
         Tab 35jt

28/3 Tab 27jt
         Deposito 27jt

29/3 Tab 22jt
        Giro 22jt
Saldo akhir 27jt

2. Menang/kliring

Siti BTN
-15.000.000 +15.000.000
-14.000.000 +14.000.000
-18.000.000 +18.000.000
+20.000.000 -20.000.000
+15.000.000 -15.000.000
+25.000.000 -25.000.000
+20.000.000 -20.000.000
+12.000.000 -12.000.000
+3.000.000 -3.000.000
-10.000.000 +10.000.000
-18.000.000 +18.000.000
-15.000.000 +15.000.000
Siti 5.000.000 -5.000.000
           0             0

3. Kas 35jt                      tab 172jt
    R/K BI 63jt                  giro 85jt
    Loan 350jt                  dep 208jt
    Other 37jt                   cap 20jt
        485.000.000               485.000.000


Saldo harian :
8/3 10% x (8 - 4) x 10.000.000 = 10.958
--------------------------------------------
                    365
12/3 10% x (12 – 8) x 15.000.000 = 5.479
------------------------------------------------
                    365
28/3 10% x (28 – 12) x 20.000.000 = 350.684
--------------------------------------------------
                       365
29/3 10% x (29 – 28 ) x 8.000.000 = 2.191
-------------------------------------------------
                       365
31/3 10% x ( 31 – 29) x 5.000.000 = 4.109
-------------------------------------------------
                       365
jumlah : Rp.373.421 + 10.000.000 = 10.373.421

4. Kas = +10 +5 +2 = 35jt
Tabungan = +10 +5 +2 -8 -5 +150 = 172jt
Giro = +5 +80 = 85jt
R/K pd BI = +20 +43 = 63jt
Deposito = +8 +200 = 208jt

5. 31/ 3 Tutik
A L
KAS 35.000.000                             GIRO 85.000.000
R/K PD BC 63. 000.000                  DEPOSITO 208.000.000
LOAN 350.000.000                         TABUNGAN 172.000.000
OTHER ASSETS 37.000.000          CAPITAL 20.000.0000
                         485.000.000                       485.000.0000

6. Tab. 162.000 =10% (31 + 1 – 1 ) *162 = 1.375.890
                          --------------------------------
                                        365
Giro = 8% (3 + 1 – 1 )* 85
          --------------------------- = 577.534
                      365
Deposito = 15%(31+1-1)*208 = 2.649.863
jumlah = 114.603.287

7. Tab = 10.373.421 + 163.375.890 = 173.749.311
    Giro = 85.000.000 +577.534 = 85.577.534
    Deposito = 208.000.000 + 2.649.863 = 210.649.863

8. RR (8%) = 37.598.136
    ER (4%) = 18.799.068

Kredit = LDR (100%)
100 % = 469.976.708 x 100%
             ------------------------------
                   469.976.708
          = 469.976.708

Komersil = 375.981.367
KUK = 20% = 93.995.341

9. 1/4

KAS 46.997.670                     TABUNGAN 173.749.311
R/K pd BI 75.196.272             GIRO 85.577.534
KOMERSIL 375.981.367         DEPOSITO 210.649.863
KUK 93.995.341                     CAPITAL 122.193.942
                  592.170.650                             592.170.650



Ω = I2 – I1
= 469.976.708 – 4.603.287
= 465.373.421